My only son has a brain tumor – how do I make sure the government doesn’t decorate his legacy for medical expenses?


Dear west,
My only son was diagnosed with a brain tumor in 2014. He underwent 21 hours of brain surgery, thank god he survived.
Before that, he was listed as an heir in my will. In this nightmare, his insurance was the husky D program in Connecticut. It’s basically medicaid.
After talking with many lawyers, I was advised to temporarily will delete from my will and my son because if I through before restructuring my will, Connecticut, everything can be repay themselves, to pay my son’s medical expenses.
How can I build my own will to leave everything to my only son and protect Connecticut’s legacy?
I own two houses, several cars, and they all paid for it. I have no debt. He is not a candidate for special needs trust. I’ve looked at this option.
I really wish I could just leave it to him.
A troubled father.
Dear trouble,
I’m glad your son survived the ordeal, and you’re making plans for his financial future. Connecticut has already made changes to the law, including how and why it can be inherited to pay for outstanding medical bills. In this case, this “return rule” seems to apply to your medical bills, not your son’s bills. Some apply to the husky D plan, but you need to talk to the lawyers in your state to deal with these cases.
The good news: you can do a lot of things right now. I know you want to protect the lion’s share of your property, so you don’t have to worry about your son leaving. ABLE savings accounts for people with disabilities. You can read more here. Medicare and medicaid, though federal programs, vary by state. Please have a second or third opinion on the options provided by you and your son.
If your son has a chronic illness, please do not exclude the special needs of the third party. “In general, an estate plan can be developed to retain the right to inherit and to maximize the

ability of heirs to receive government funding,” said Elizabeth Lunn, the estate planning attorney. “Trusts have to be very carefully set up and the use of trust assets is limited, but there is usually no absolute barrier to trust,” she said.
Don’t miss it: my father left his home to give his baby – my stepmother sold it for $1 million.
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In this case, your inheritance may not be passed directly to your son through your wishes. But trust in the special needs of third parties is not uncommon. “If others want to people with special needs to provide gifts or bequest, now or in the future can provide these gifts or bequest to trust people, but will not affect medicaid, or social security insurance plan. Individuals have special needs, “according to


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